School bus insurance is designed to provide comprehensive financial protection for school buses against accidents, damage, theft and unforeseen risks while ensuring the safety of students and staff. As school buses operate daily and carry young passengers, having the right insurance coverage is essential to meet legal requirements and maintain peace of mind for school management and parents.

A school bus insurance policy typically includes mandatory third-party liability coverage, protecting against legal and compensation costs arising from injuries or property damage. Comprehensive coverage also safeguards the bus against damage caused by accidents, fire, natural calamities and vandalism. Optional add-ons such as personal accident cover for the driver and conductor, roadside assistance and zero depreciation can further strengthen the policy.

With cashless repairs at network garages and a smooth claims process, school bus insurance helps minimize downtime and financial stress after an incident. By securing proper insurance coverage, schools can ensure uninterrupted transportation services, compliance with regulations and enhanced safety for students during their daily commute.